Our team advises banks and other entities seeking bespoke banking services.  We act for most of the major UK clearing banks and have developed a deep expertise in this area of legal practice.

Team members assist banking clients with innovative product and distribution initiatives including

• introducer agreements for banking and loan products;
• affinity relationships between banks and other institutions which enable the marketing of branded deposit accounts and credit cards;
• customer-facing documentation;
• issues arising under the passporting provisions of the Recast Banking Directive;
• Consumer Credit Act issues; and
• the creation and distribution of electronic payment products.

Our team has also developed a special focus on banking business transfer schemes under Part VII of the Financial Services and Markets Act 2000 and has advised and acted for banks on a number of high profile schemes.